:root{
    --nav-h:76px;
    --navy:#0F1B4C;
    --ink:#0F1B4C;
    --ink-soft:#4A5470;
    --muted:#8A93AE;
    --line:rgba(15,27,76,.1);
    --line-strong:rgba(15,27,76,.18);
    --white:#fff;
    --paper:#F6F8FB;
    --sky-1:#EBF1F8;
    --sky-2:#D9E4F0;
    --accent:#F58A3C;
    --sans:'Poppins',system-ui,-apple-system,sans-serif;
    --r-sm:8px;
    --r-md:14px;
    --r-lg:20px;
    --r-xl:24px;
    --ease:cubic-bezier(.4,0,.2,1);
  }
  *{box-sizing:border-box;-webkit-font-smoothing:antialiased}
  html{overflow-x:clip;scroll-behavior:smooth}
  [id]{scroll-margin-top:calc(var(--nav-h) + 24px)}
  body{margin:0;padding-left:env(safe-area-inset-left);padding-right:env(safe-area-inset-right);background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6}
  img,svg{display:block;max-width:100%}
  a{color:inherit;text-decoration:none}
  button{font:inherit;color:inherit;background:none;border:0;cursor:pointer;padding:0}
  ::selection{background:var(--navy);color:#fff}
  *:focus{outline:none}
  *:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:4px}

  .scroll-progress{position:fixed;top:0;left:0;right:0;height:3px;z-index:110;pointer-events:none;background:rgba(15,27,76,.08)}
  .scroll-progress__bar{display:block;height:100%;width:0;background:var(--accent);transition:width .1s linear}

  .nav{position:sticky;top:0;z-index:100;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.12);padding:0 32px;box-shadow:0 10px 30px -18px rgba(0,0,0,.6)}
  .nav-inner{max-width:1340px;margin:0 auto;padding:18px 0;display:flex;align-items:center;gap:24px}
  .logo{display:flex;align-items:center;flex-shrink:1;min-width:0}
  .logo-img{display:block;height:40px;width:auto;max-width:min(228px,calc(100vw - 120px))}
  .nav-back{margin-left:auto;display:inline-flex;align-items:center;gap:10px;padding:9px 22px 9px 18px;background:rgba(255,255,255,.08);color:#fff;font-size:13px;font-weight:500;border-radius:999px;border:1px solid rgba(255,255,255,.16);transition:background .2s var(--ease),border-color .2s var(--ease)}
  .nav-back:hover{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.28)}
  .nav-back .ico{font-size:14px;opacity:.85}

  .legal-hero{background:var(--navy);color:#fff;padding:clamp(48px,8vw,80px) 32px clamp(40px,5vw,56px);position:relative;overflow:hidden}
  .legal-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(245,138,60,.12) 0%,transparent 42%,rgba(45,111,229,.08) 100%);pointer-events:none}
  .legal-hero-inner{max-width:1340px;margin:0 auto;position:relative;z-index:1}
  .legal-hero .crumb{font-size:13px;color:rgba(255,255,255,.72);font-weight:600;letter-spacing:.04em;text-transform:uppercase;display:inline-flex;align-items:center;gap:12px;margin:0 0 20px}
  .legal-hero .crumb::before{content:"";width:30px;height:4px;border-radius:3px;background:var(--accent)}
  .legal-hero h1{font-size:clamp(32px,4.5vw,52px);line-height:1.08;font-weight:600;letter-spacing:-.025em;margin:0 0 16px;max-width:18ch}
  .legal-hero .lead{font-size:17px;line-height:1.6;color:rgba(255,255,255,.78);margin:0;max-width:52ch}

  .legal-wrap{max-width:1340px;margin:0 auto;padding:clamp(40px,6vw,72px) 32px clamp(64px,8vw,96px)}
  .legal-layout{display:grid;grid-template-columns:minmax(0,280px) minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:start}

  .legal-toc{position:sticky;top:calc(var(--nav-h) + 32px);background:var(--white);border:1px solid var(--line-strong);border-radius:var(--r-lg);padding:28px 24px;box-shadow:0 12px 40px -24px rgba(15,27,76,.14)}
  .legal-toc h2{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin:0 0 20px}
  .legal-toc-group{margin-bottom:22px}
  .legal-toc-group:last-child{margin-bottom:0}
  .legal-toc-part{font-size:12px;font-weight:600;color:var(--navy);margin:0 0 10px;letter-spacing:.01em;line-height:1.35}
  .legal-toc ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:4px}
  .legal-toc a{display:block;padding:7px 10px;font-size:13px;line-height:1.35;color:var(--ink-soft);border-radius:var(--r-sm);transition:background .2s var(--ease),color .2s var(--ease)}
  .legal-toc a:hover{background:var(--sky-1);color:var(--navy)}
  .legal-toc a.is-active{background:var(--sky-1);color:var(--navy);font-weight:500}

  .legal-content{min-width:0}
  .legal-part{margin-bottom:56px}
  .legal-part:last-child{margin-bottom:0}
  .legal-part-head{margin-bottom:32px;padding-bottom:24px;border-bottom:1px solid var(--line)}
  .legal-part-label{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);margin:0 0 10px}
  .legal-part-title{font-size:clamp(22px,2.4vw,28px);line-height:1.2;font-weight:600;letter-spacing:-.02em;margin:0;color:var(--navy);text-wrap:balance}

  .legal-section{background:var(--white);border:1px solid var(--line-strong);border-radius:var(--r-lg);padding:clamp(28px,3.5vw,40px) clamp(24px,3vw,36px);margin-bottom:20px;box-shadow:0 4px 24px -16px rgba(15,27,76,.08)}
  .legal-section:last-child{margin-bottom:0}
  .legal-section-head{display:flex;align-items:flex-start;gap:16px;margin-bottom:20px}
  .legal-section-num{flex-shrink:0;width:44px;height:44px;border-radius:var(--r-sm);background:var(--sky-1);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;letter-spacing:.02em}
  .legal-section h3{font-size:clamp(18px,2vw,22px);line-height:1.25;font-weight:600;letter-spacing:-.015em;margin:0;color:var(--navy);padding-top:8px}
  .legal-section p{font-size:15px;line-height:1.68;color:var(--ink-soft);margin:0 0 14px}
  .legal-section p:last-child{margin-bottom:0}
  .legal-section ol,.legal-section ul{margin:0 0 14px;padding:0;list-style:none}
  .legal-section li{font-size:15px;line-height:1.68;color:var(--ink-soft);margin:0 0 10px;padding-left:0}
  .legal-section li:last-child{margin-bottom:0}
  .legal-section ol{counter-reset:legal}
  .legal-section ol > li{counter-increment:legal;padding-left:2.2em;position:relative}
  .legal-section ol > li::before{content:counter(legal) ".";position:absolute;left:0;font-weight:600;color:var(--navy)}
  .legal-section ul > li{padding-left:1.4em;position:relative}
  .legal-section ul > li::before{content:"";position:absolute;left:0;top:.72em;width:6px;height:6px;border-radius:50%;background:var(--accent);opacity:.7}
  .legal-section ul ul{margin-top:8px;margin-bottom:0}
  .legal-section ul ul > li::before{width:5px;height:5px;background:var(--muted);opacity:.5}
  .legal-section a{color:var(--navy);font-weight:500;text-decoration:underline;text-decoration-color:rgba(15,27,76,.25);text-underline-offset:3px;transition:text-decoration-color .2s}
  .legal-section a:hover{text-decoration-color:var(--accent)}
  .legal-section strong{color:var(--navy);font-weight:600}

  .legal-contact-box{margin-top:18px;padding:20px 22px;background:var(--sky-1);border:1px solid var(--line);border-radius:var(--r-md)}
  .legal-contact-box p{margin:0 0 8px;font-size:14px}
  .legal-contact-box p:last-child{margin-bottom:0}

  .foot-rise{width:100%;container-type:inline-size;isolation:isolate}
  .foot-rise__panel{position:relative;background:var(--navy);clip-path:polygon(0 clamp(16px,1.75vw,32px),100% 0,100% 100%,0 100%);-webkit-clip-path:polygon(0 clamp(16px,1.75vw,32px),100% 0,100% 100%,0 100%);overflow:hidden}
  .foot-rise__panel::before{content:"";position:absolute;top:0;left:0;right:0;height:calc(clamp(16px,1.75vw,32px) + 12px);background:linear-gradient(115deg,#00B9AA 0%,#00ADE1 25%,#17428C 50%,#ED0530 75%,#FF7800 100%);clip-path:polygon(0 calc(clamp(16px,1.75vw,32px) + 12px),0 clamp(16px,1.75vw,32px),100% 0,100% 12px);-webkit-clip-path:polygon(0 calc(clamp(16px,1.75vw,32px) + 12px),0 clamp(16px,1.75vw,32px),100% 0,100% 12px);pointer-events:none}
  footer{position:relative;z-index:2;color:#fff;padding:clamp(40px,6vw,56px) 32px clamp(28px,4vw,36px)}
  .foot-inner{max-width:1340px;margin:0 auto}
  .foot-bot{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;font-size:12px;color:rgba(255,255,255,.5)}
  .foot-bot-meta{display:flex;gap:16px;align-items:center}
  .foot-bot .grad-bar{height:6px;width:120px;background:linear-gradient(90deg,#00B9AA 0%,#00ADE1 25%,#17428C 50%,#ED0530 75%,#FF7800 100%);border-radius:3px;flex-shrink:0}
  .foot-bot-meta span{color:rgba(255,255,255,.72);font-weight:500}
  .foot-links{display:flex;gap:20px;flex-wrap:wrap}
  .foot-links a{color:rgba(255,255,255,.72);font-weight:500;transition:color .2s}
  .foot-links a:hover{color:#fff}

  @media (max-width:1024px){
    .legal-layout{grid-template-columns:1fr}
    .legal-toc{position:relative;top:auto}
    .nav{padding:0 20px}
    .legal-wrap{padding-left:20px;padding-right:20px}
  }
  @media (max-width:680px){
    .legal-hero{padding:40px 15px 56px}
    .legal-wrap{padding-left:15px;padding-right:15px}
    .legal-section{padding:24px 15px}
    .legal-section-head{gap:12px}
    .legal-section-num{width:38px;height:38px;font-size:12px}
    .nav{padding:0 15px}
    .nav-inner{padding:14px 0}
    .logo-img{height:32px;max-width:min(196px,calc(100vw - 96px))}
    footer{padding:calc(44px + clamp(16px,1.75vw,32px)) 15px 24px}
    .foot-bot{flex-direction:column;align-items:flex-start;gap:14px}
    .nav-back-label{display:none}
    .nav-back{
      width:44px;
      height:44px;
      padding:0;
      justify-content:center;
      border-radius:50%;
      flex-shrink:0;
    }
    .nav-back .ico{font-size:18px;opacity:1;margin:0}
  }
  @media print{
    .scroll-progress,.nav,.legal-toc{display:none!important}
    body{background:#fff}
    .legal-hero{background:#fff;color:#000;padding:20px 0}
    .legal-hero .crumb,.legal-hero .lead{color:#444}
    .legal-section{box-shadow:none;break-inside:avoid}
  }